Frequently Asked Questions (FAQ's)

What is the minimum and maximum loan amount I can get?

You can apply for loans ranging from ₹50,000 to ₹40 lakh.

How soon will I receive the loan amount?

Once approved, the amount is usually credited to your bank account on the same day.

Is the entire process online?

Yes, our process is 100% digital with no physical paperwork.

Do I need to provide any security or collateral?

No, our personal loans are unsecured and don’t require any collateral.

Who can apply for a personal loan?

Salaried or self-employed individuals meeting the eligibility criteria can apply.

How do I apply for a loan?

You can apply directly on our website by filling out a simple form.

What documents do I need to submit?

PAN card, Aadhaar card, and income proof (bank statement/salary slip) are needed.

How can I track my loan application status?

Log in to your account on our website and check the "Application Status" section in your dashboard.

Are there any hidden charges?

No, we maintain complete transparency with no hidden fees.

Can I repay my loan early?

Yes, we offer prepayment options. Check terms for any applicable charges.

What is the loan repayment tenure?

We offer flexible repayment tenures based on your selected loan program.

How is the interest rate decided?

The interest rate depends on your credit profile, income, and loan amount.

Can I get a loan if I have a low credit score?

We evaluate multiple factors, not just credit score. You may still be eligible.

Is there any processing fee?

Yes, a small processing fee may apply, which will be clearly mentioned before approval.